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Merqa Novyn Bank

For individuals

Everyday money, made simpler.

Choose the accounts that match how you save, spend and plan, and manage them wherever you are.

Open an account

Personal accounts

  • Checking account

    Everyday banking with no monthly fees and unlimited transactions.

    • No monthly maintenance fee
    • Free online and mobile banking
    • Free debit card
    • Overdraft protection available
  • High-yield savings

    Grow your money with a strong rate and flexible access.

    2.50% APY

    • No minimum balance
    • FDIC insured up to $250K
    • Mobile banking access
  • Money market

    A higher rate, with check writing and debit card access.

    3.25% APY

    • $2,500 minimum balance
    • Limited check writing
    • Debit card included
  • Certificate of deposit

    Lock in a guaranteed return for a term you choose.

    Up to 4.50% APY

    • Terms from 3 months to 5 years
    • $1,000 minimum deposit
    • Guaranteed rate of return
  • IRA accounts

    Plan for retirement with traditional and Roth options.

    • Traditional and Roth options
    • Tax advantages
    • Investment options available
    • Retirement planning tools
  • Youth savings

    Help young savers build good habits early.

    • Ages 13-17 eligible
    • No monthly fees
    • Financial education resources
    • Parent/guardian oversight

Bank from anywhere

Everything you do at a branch, you can also do on your phone or computer.

Mobile banking

A full-featured app for iOS and Android.

Online banking

A secure web portal for everything you need.

Account alerts

Real-time notifications on account activity.

Bill pay

Schedule and manage payments in one place.

Ready when you are.

Open your account online in minutes, or talk to an advisor first.

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